Terms and Conditions
Welcome to Patelsfinancial.com. Please read these Terms and Conditions carefully before using our website, www.patelsfinancial.com. By accessing or using our site, you agree to be bound by these terms. If you do not agree with any part of these terms, please refrain from using our website.
1. Services Provided
Patelsfinancial.com offers financial services, including insurance products, retirement planning, tax-free retirement strategies, guaranteed lifetime income, mortgage protection, and wealth-building strategies. All information provided on this website is for informational purposes only and does not constitute financial advice. Please consult with a qualified financial advisor for personalized guidance.
2. Use of Content
All content on this website, including text, images, logos, and graphics, is the property of Patelsfinancial.com and may not be reproduced, distributed, or used without our prior written permission.
3. User Responsibilities
By using our website, you agree to provide accurate, complete, and current information when requested and to refrain from using the site in any way that may cause damage or disrupt its functionality. You are responsible for protecting your access credentials and ensuring that they are not used by unauthorized individuals.
4. Disclaimer of Warranties
Patelsfinancial.com makes no warranties or representations about the accuracy or completeness of this website’s content. All services and information are provided “as is,” and we disclaim any implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.
5. Limitation of Liability
To the fullest extent allowed by law, Patelsfinancial.com and its affiliates are not liable for any special, indirect, punitive, exemplary, or consequential damages, including lost profits, revenue, or savings, even if advised in advance of the possibility of such damages. To the maximum extent permitted, Patelsfinancial.com’s liability to you will not exceed the greater of (a) the total fees you paid in the twelve (12) months prior to the event leading to the liability, (b) the remedy or penalty allowed by applicable law, or (c) five hundred dollars ($500.00). Accessing and using this site is at your own risk, and you are solely responsible for any resulting damage to your device or data loss.
If you are dissatisfied with any aspect of Patelsfinancial.com, your sole remedy is to discontinue use. Certain jurisdictions may not permit the exclusion or limitation of liability for negligence or certain damages, so in those locations, our liability is limited to the maximum extent permitted by law.
6. Dispute Resolution
PLEASE READ CAREFULLY. THIS AFFECTS YOUR RIGHTS.
All disputes, claims, demands, or causes of action (including the interpretation, scope, and arbitrability of this clause) between you and Patelsfinancial.com, including our employees, agents, successors, or assigns, related to the Patelsfinancial.com website or these Terms and Conditions, must be resolved exclusively through binding and confidential arbitration. This arbitration process is governed by the Federal Arbitration Act, not state arbitration laws, and will be conducted by one experienced commercial arbitrator from the American Arbitration Association (“AAA”) or JAMS. Unless otherwise agreed in writing, the arbitration will follow the AAA or JAMS rules for commercial arbitration and, as deemed applicable by the arbitrator, the consumer-related dispute procedures.
By agreeing to this, you are WAIVING YOUR RIGHT TO GO TO COURT for all claims, except those that may be resolved in small claims court. Your rights will be decided by a NEUTRAL ARBITRATOR, NOT by a judge or jury. While you are entitled to a FAIR HEARING, the arbitration process is SIMPLER AND MORE LIMITED than court procedures. Arbitrator decisions are enforceable like court orders and are subject to VERY LIMITED COURT REVIEW.
7. Collection and Use of Personal Information
When you use our Services, certain personally identifiable information may be shared with us. Our practices regarding the collection and use of this information are outlined in our Privacy Policy.
8. Text Messages
If you choose to receive text messages from Patelsfinancial.com, please note that standard message and data rates may apply, and the frequency of messages may vary.
9. Third-Party Links
Our website may contain links to third-party sites. We do not control or endorse these sites and are not responsible for their content, policies, or practices. Accessing third-party sites through our links is at your own risk.
10. Changes to Terms and Conditions
We reserve the right to modify or update these Terms and Conditions at any time. Changes will be effective immediately upon posting, and continued use of the site after such changes constitutes your acceptance of the new terms.
11. Privacy Policy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and safeguard your personal information.
12. Contact Us
For questions or concerns regarding these Terms and Conditions, please contact us at:
Info@Patelsfinancial.com
Phone: +1-201-731-8341